For many people managing there finances is very difficult and for some people it is just to much trouble for them to think about it on a day to day basis. It is true that it does take time to get your budget setup correctly. I will give you some tips that will help you to get Debt Relief from unwanted bills and how to save at the same time.
Everyone thinks only about there bigger bills never about the smaller bills that do add up if you think about it. I am talking about grocery, gas, tolls for the bridge, pay money for the trains or buses, your children’s school supplies, clothing etc. Those are what I call the small bills. The big bills are mortgage bills, electric bills, phone bills, car insurance, the cable bill, water bill, child support payments, cell phone (house bill is separate from your cell phone bills) and credit card bills.
Now. How are you going to save money and pay off your bills at the same time? I will tell you how. The very first thing you must do is if you have very heavy credit card debt, stop using your credit cards. Why? Because when you continue to use them it will get you into deeper debt. Just try and go one week without any of your credit cards and see what happens.
The way that you save money quickly is that you always pay yourself first. You are number one. Just take out $50, $500, $1000 dollars, whatever you can afford to do, but make sure you do it before you pay your bills. Make sure you put it away so you cannot get to it, otherwise you might be tempted to spend it. One way to do this is you can ask your bank if you can have the money transferred from your checking to your savings account automatically on the first of every month, this way you won’t even see it come out. You will accumulate money quickly.
Remember, depending on where you live and what bank you are affiliated with, each bank has different rules.
Getting Debt Relief is not easy. One of the things that you must start to do is to keep a record of your expenses. Write down everything that you spend money on big and small.
Example:
Water Bill - $200
Mortgage bill - $1500
Kids School Supplies - $60
In order to get Debt Relief try to cut down on your expenses where you can, such as lunch. Take lunch to work instead of buying out. Make sure you do not get any parking tickets, don’t leave the lights on in the house when you are not using them, don’t leave the water running. Do not buy or rent movies, newspapers, magazines or books, you can go to the library to get all of these things.
Here are some more really great save money tips that will give you Debt Relief. Never loan out any cash to anyone that you cannot afford to lose. Do not borrow money from anyone that you cannot repay back. Don’t go window shopping with money in your pocket.
If none of my Debt Relief tips really work for you and you are looking to find professional help with your finances quickly. You can get a Free Consultation and find out how deep in debt you really are by going to http://www.debtsettlementcuradebt.com
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